CTFO means Changing The Future Outcome. It also means  Crush The Fear Out. That is the meaning of the acronym. One would say – changing the future outcome of what? It is like a hanging phrase; a suspended thought or a meaningless catchwords. 

CTFO came about with the resurgence of hemp plant; more specifically hemp oil; where CBD is derived from. In 2018 the Farm Bill was enacted into law which gives US farmers the incentive to cultivate and farm hemp. Hemp has many uses ranging from rope to beer (yes beer) to paper to fuel and to CBD oil which is the more popular usage. 

CTFO does not want to change the future of beer production; nor the outcome of paper manufacturing; nor innovate the fuel industry. CTFO aspires to change the future outcome of an individual – you and me and everybody around us. Using CBD oil as the medium, CTFO expects to change my financial independence at the same time effect a better and enjoyable life for myself. That means make me live a happy life by enjoying a healthy life; make me enjoy my family by being able to provide the needs of my family. 

These two primary goals are so essential that both must be accomplished. Both must be fulfilled. Realizing these two goals in the foundation by which CTFO was born. 

In 2015, CTFO was founded by brothers Steve Finger and Stuart Finger. The brothers were joined by another founder Michael Kahn. 

“CTFO was founded by network marketers, for network marketers. The founders couldn’t find any other company that stacked the odds in favor of the Associates, not against them. So, they started CTFO in 2015 and chose to pay themselves the same way as everyone else, as Associates. That way, the maximum amount of commissions are always paid out, and that’s why the products are the highest quality, the prices are the lowest in the industry, the qualifications are the easiest ever, and there are no gimmicks, and no gotchas.” 

CTFO’s Mission is well stated below: 

Our Founders care and want to positively impact every aspect of your life: 

• In Business: By offering an affordable, accessible opportunity with a generous pay plan and a simple roadmap for success  
• In Health: By promoting a healthy lifestyle; incorporating proper nutrition and quality products 

• In Serving Others: By creating a culture of organizational, personal and community development 
• In Quality: By providing products, customer service and associate support that actually work! 
• In Integrity: By operating in an honest and trustworthy manner to our employees, associates and customers 
• In Generosity: By giving back a portion of our profits to those in need 
• In Demonstrating the Good News: By following God’s Word, we operate in a life-giving and abundant environment, both corporately and individually 

As an Associate Member of CTFO, I have to adhere and live to the standards set forth by the founders. CTFO is not just another MLM (Multi-Level Marketing) company. In the past I got burned up on joining some MLM groups whose mission is almost tantamount to Ponzi scheme. I was required to invest a considerably large amount of money to join. In turn I have to cajole my downline to invest the same. I have to persuade if not gently plead for the same investment or my business fails. One’s profit depends on the infusion of your downline’s capital; and repeat the process ad infinitum. That process is in fact how Ponzi scheme operates; and that is unlawful. It is FREE to JOIN CTFO. 

CTFO is not Ponzi scheme. Although its business platform is MLM, the CBD products that are sold and used by its associates and customers are the main factors that determines its legitimacy as a business. The line of CBD products that CTFO carries are the highest quality. Don’t take our word for it. Such superb quality is attested by third party “Certificate of Analysis” stating among others the content of CBD and THC by weight or milligrams. 

Nowadays, when you talk of CTFO, CBD always goes to mind. CBD is always associated with CTFO and vice versa. When you think of CBD business, you think of CTFO business. Because CTFO is a business and CBD is the life of CTFO. In fact CTFO will help you how to start a CBD business. 

CTFO CBD business is not per se retailing. Although it involves “selling” of CBD products, an associate does not have to carry any inventory to re-sell. CTFO takes care of the production, warehousing and shipping. An associate will just wait for the earned income to be credited to his bank account. 

Once an associate has his websites in place, all he has to do is build his downline. Since CBD oil has so many beneficial uses, CTFO’s products are in demand. Their market has expanded from USA to Canada and now to some European countries. This industry is expanding. The magazine Rolling Stone reported that in 2022, CBD will be more than $20 billion industry and counting. 

Now is the time to get involved. Grab your share in this growing CBD industry. Join CTFO for free. It will change the future outcome of your life and finances.